Wednesday, October 29, 2008

SydsEastside Now Sharing Photos at flickr.com/motorcars/

Syd's Eastside has joined up with flickr and setup a small photo stream sharing resource at http://www.flickr.com/motorcars/.

Since the practice of showing off our used cars and trucks catalog online requires that we take some photographs of the vehicles, we have decided that instead of Copyrighting these photos and then keeping them all to ourselves, we will share them with the world. At first we were looking for our own web application to do this from one of our own websites, but preliminary trials on some of the applications available showed that most of the freeware and registered shareware open source software applications that are supposed to perform these duties are purely incapable of doing so. Almost every application we installed failed miserably (even the registered shareware we paid for a license for).

In our hunt for a manageable online photo album application, we found flickr.com, and so far it is offering us the most reliability. However, we are continuing to investigate other possible web application solutions that we can host ourselves so that we can utilize our photography to more fully promote our brands.

Although we are currently only just getting started at flickr, which is currently a Yahoo! property, I think I was able to upload a nice little assortment of cars that we have had listed for sale in our Used Autos: Cars & Trucks For Sale section of the website.

While we are still looking for a more configurable solution that we can control more fully as a web application on one of our online properties, it certainly is good to have this option available from flickr. Unfortunately, flickr.com also stifles its user creativity by limiting its membership to only 3 sets (albums) of photos each. This drastically limits the free membership's ability to categorize photos accurately. I suppose they have to do something to get members to the paid membership program, though.

I'm not sure if it will work here, but one nice feature of flickr is the ability to easily create a slideshow of your photos that you can share from your other websites. Let's see if Google will support it...



It appears to work, although I am seeing an error from the Adobe FlashPlayer 9. Perhaps there is some incompatibility issues here on the Blogger pages? For now, I'll just leave it up. If anyone has a fix for this, be sure to let me know, I would appreciate it. If the error gets too anoying I'll just put it on some other page and point a link on the blog to where I put it. ;)

Thanks!

-Syd's Eastside

Monday, October 27, 2008

Chrysler, GM Cross Shopping

Edmunds has a fascinating analysis of how customers who shop for Chrysler products cross-shop other makes. Read the whole thing here. For example, customers who shopped for Chrysler Town & Country minivans also shopped for:

Top Most Cross-Shopped Against the Chrysler Town & Country
1. Honda Odyssey 43%
2. Dodge Grand Caravan 33%
3. Toyota Sienna 33%
4. Nissan Quest 12%
5. Hyundai Entourage 12%
6. Volkswagen Routan* 9%
The conclusions that Edmunds draws from the analysis is that if GM bought Chrysler, they would want to kill off just about everything except for Jeep and the minivans, where they don't have as much presence. In segments where they do compete, such as mid-sized and compact cars, GM is a frequently cross-shopped brand. This means that if GM killed the Sebring, for example, it would expect to gain some of the volume for itself.

Top Most Cross-shopped Models Against Chrysler Sebring
1. Pontiac G6 13%
2. Chevrolet Malibu 12%
3. Honda Accord 11%
4. Nissan Altima 10%
5. Toyota Camry Solara 10%
6. Dodge Avenger 9%
Nissan is one of the least cross-shopped brands with Chrysler. This implies that a Nissan/Chrysler merger would make more sense for Nissan, because they would pick up more products they don't compete directly against. With the caveat that many of these products aren't doing well. But it might be an opening for Nissan to redevelop Chrysler's cars based on Nissan designs, manufacture them cheaply in Chrysler's plants, and play harder against GM and Ford in the competition for the "domestic" car buyer.

Honda GX Stonewall? Hardly.

According to this piece in TheAutoChannel by one Edwin Black, Honda is pulling an Evil GM (see: EV1) and intentionally limiting the number of Civic GX (compressed natural gas) vehicles it produces and sells.

For all the sinister insinuations, Black doesn't really have an explanation for why it would be that Honda might be producing Civic GXs in limited quantities. That's because Honda clammed up and won't talk to the press about it, which is not surprising. All he can come up with is that Honda is pushing its much thirster Pilot SUV. As if a mid-sized SUV would somehow be hurt by sales of a compact sedan?

There are a number of plausible explanations for why Honda, which is certainly interested in polishing its already good environmental credentials, would be cautious with the Civic GX. Here are a few that are obvious to me:

Quality. Honda is obsessive about quality, and they may want to roll their CNG Civic out slowly until they fully understand how it can fail in the harsh environment of real American drivers.

Cost. Honda may not be making money on these, in fact they could easily be losing money on them, perhaps due to supplier issues. Honda may be treating the program as more of a marketing and product research exercise (like the original Insight?) until they understand the market for CNG better.

Dealerships. Since the CNG Civic has a specialized fuel system, different engine software, and perhaps other changes, special tools and training are required to service it. Since Honda doesn't (can't by law) own dealerships, dealers may have to put up significant capital to get CNG certified. Or perhaps Honda foots the bill, in which case Honda pays significant money for each dealer.

Honda isn't going to spread CNG dealers around the country, if there aren't enough fuelling stations, or customers for that matter, for it to make sense. They will pick a few entry markets, like California and New York, and go there.

And since Honda is obligated to service their CNG Civic, they obviously aren't going to want to sell them in places where they don't have a dealer certified for it yet.

The market is shifting rapidly this way and that. At first, pundits thought diesel was the new way--then the price of diesel shot up so that there was not much of an advantage over gasoline. The ethanol pendulum is swinging one way now, but could swing back the other way again if a backlash builds up. Oil is starting to look cheap again.

Honda isn't being sinister, they're eing cautious in an unpredictible and dangerous economy.

Friday, October 24, 2008

Choosing to Get Classic Car Insurance >> NEW<<

car insuranceThose who own classic cars know the love, care and attention that go into taking care of these cars. Whether you drive it around or not, it is still a good idea to get classic car insurance that is made special for those who own classic cars. One of the reasons to get classic car insurance is because the classic cars are quite expensive thus it is more prone to thief compared to other types of cars. Since classic cars are more expensive and are exposed to higher risk of thief, getting a regular insurance coverage may not really be enough to protect your classic car.

To make sure that your classic car is fully protected, you should always buy adequate classic car insurance for your car. The good thing about a classic car insurance is that it allows to you ensure your vehicle based on its true value rather than stated value. Yes, getting classic car insurance may be a bit costly but if you really want to safeguard your car against theft, accidents and the likes, getting classic car insurance is a must.

Classic Car Insurance


car insurance quoteIn America today, less that half of collector cars on the road are insured with classic car insurance. These policies have been available for a long time, but many people do not know about them. Most people have a regular insurance policy with high premiums and restrictive policies. You won't get that with classic car insurance. Standard premiums can be at much as 500 percent higher. Why pay that much for such a limited amount of coverage?

There are a few different types of coverage that you have with classic car insurance. There is actual cash value that gives you the book value of the car on a claim, the state value that lets you state the value of the vehicle for coverage, and there is the agreed value that guarantees all of your money back in the event of a total loss. This is the only policy that will not depreciate over the years.

If you are wondering what is considered a collectible vehicle, it may be hard to define. There are many different types of cars that are collected these days, so to find out if your beauty is considered a collectible, you will want to contact a classic car insurance carrier in order to see if your car qualifies for this great insurance.

Finding the Very Best Classic Car Insurance

Before you start hunting for a classic car insurance company for your car, you need to find out first how much the true value of your car is. Getting the true value can sometime be tricky. Bear in mind that an insurance company will want to know how much insurance you want on your car so you need to know the true value of your car.

The value of classic cars can vary and it can be greatly increase based on its uniqueness, its model, its present condition, its age and its history. If your car has some really great history attached to it which can be verified, you can fetch a handsome price on that car. To determine how much is the true value of your classic car, bring your car to an appraiser who works with classic cars in your locality. The classic car appraiser should be able to give you the true value of your classic car.

After determining the market value which is the true value of your classic car, you may now start hunting for a classic car insurance company. First you should call those well known classic car insurance companies. Ask these classic car insurance companies for insurance quotes depending upon the true value of your classic car. When comparing insurance quotes from all these classic car insurance companies, pay close attention to the features of the policy and the cost. Make sure that the cost of the insurance is well justified. You do not really want to pay more money than you should on your car insurance.

Wednesday, October 22, 2008

Adobe Photoshop Elements 5.0.2 Vista Bug

I'm posting this to help others find the answer to this bug.

Vista is running fine, but Adobe Photoshop Elements 5.0 had me pulling my hair out... after patching it up to v5.0.2 like Adobe says, and importing my catalog from my old computer, like Adobe says... the Organizer application wouldn't run. It showed me a splash screen, then disappeared.

Task Manager told me that it was running, but it wouldn't open a UI.

After much fooling around, un-installing and re-installing PSE, I finally found this article on Adobe's support site.

Apparently, the file monitor service breaks Organizer on some Vista sysems (like mine). To fix it, I simply turned off the service. From Adobe:

This fixed my problem, but now the Organizer won't be able to find new photo files that are dropped in disk folders.

Monday, October 20, 2008

Toyota iQ sports car on the way?

Intriguing rumours brought via Carscoop and Auto Motor und Sport today - that of apparent Toyota plans to show a concept study of a roadster based on the iQ city car at the Tokyo Motor Show around this time next year.


Image: Auto Motor und Sport

Early news indeed, so as of yet it's best to take the information with a pinch of salt, but it's promising nonetheless. The car would be perfectly placed to take up the gap in the market left after the tiny Smart Roadster departed and would prove a competitive rival to the Daihatsu Copen, the only other tiny sports car on the market at the moment.

Like the Copen, the iQ "Spider", as it's likely to be called, would be front-wheel drive, using the 1.0l and 1.3l engines and powertrain of the city car. This also means the car could potentially use the 1.4l diesel pencilled in for the regular iQ.

The regular iQ is due on sale January 2009 from around £10,000.


Image: ©Tarmac 2008

Sunday, October 19, 2008

WIndows Vista: Not So Bad

I needed to buy a new PC, and I found a pretty good deal on a Dell Optiplex 330 (dual core, 2GB ram, 160GB HDD). I decided to take a risk and get Windows Vista (Business), even though I read all kinds of horror stories about how unstable, slow, annoying, buggy it is.

Here is my experience so far (after using it for a few hours)

Good:
  • UI is nice. Lots of eye candy, Aero interface is a bit blingy but effective. Decently organized. Lots of options for different views.
  • Boot time is OK for me (my old XP machine took about 45 seconds to boot up, the new one takes about 30)
  • Ubiquitous search boxes are neat.
  • Sidebar is neat.
  • Lots of built in goodies like scan/fax, system backup.

Bad:
  • The User Account Control thing, the box that comes up and asks you "are you sure" for every little thing is annoying. I appreciate the added security, but I am tempted to turn it off.
  • If I ran Windows XP on this machine, I bet it would boot in like 20s.

I also heard that much of my old software would not work in Vista. Not true, so far all this stuff seems to be working fine:

  • WordPerfect Office 12 SP1 (but SP2 won't install!) I may break down and upgrade to the latest WP Office anyway.
  • Microsoft Office XP
  • Adobe Photoshop Elements 5.0 (with patch)
  • FireFox 3.0
  • Mozilla Thunderbird
  • Ad-Aware
  • Antivir Free Antivirus
  • Quicken 2007 (with patch)
  • Roxio Media Creator 10
  • Apple iTunes
Software that won't work:
  • Epson Smart Panel (don't care, Vista has nice built-in scanning functions anyway)
  • WP 12 SP2 won't install.
Considering how blazing fast the new machine is compared to my old Dell 3000 (P4), and that it cost all of about $500, I'm very pleased.

Saturday, October 18, 2008

RAC: Scrap cars over 18 years old?

For a body that is often found fighting for the rights of the motorist and the car itself, the RAC's subsiduary, the RAC Foundation, has just released a confusing report suggesting that cars older than 18 years should be be scrapped in an attempt to "clean up" the roads. 18 years ago was the general time that the majority of cars started being fitted with catalytic converters. First impressions seem to suggest that cars older than this, then, are "dirty".

Whilst the RAC is not suggesting by any means that all cars older than this should immediately be destroyed, the report is still worrying, in that a body such as the RAC has a voice that can be heard by the government. The government aren't known for the subtlety by which they execute ideas, so I'm sure I'm not the only petrolhead who has images of a bill being passed through the Commons making all cars made before 1990 illegal.

Much of the RAC's report, available here (.pfd file) makes sense, but they worryingly refer to the scrapping plans increasing demand for new cars. This, in my eyes, has a few problems.

Firstly, the sort of people who own cars this old are either people who consider them classics, and therefore have deliberately bought them instead of buying a newer car, and those who struggle to afford even a car half that age so buy an older car through sheer necessity. Consumers in the first group are likely to be better equipped to keep their cars, under grounds that they're likely to be well-maintained and not too "dirty" anyway. Even if they do end up having to go to the scrapper, they might be in more of a position to afford something newer. Consumers in the second group might not be so lucky. Even with the small financial incentives that will be offered should any sort of scheme go ahead, they may not be able to reasonably afford a newer car. Many of either group might struggle to afford a new car, which is what the scheme is incentivising.

Secondly, the RAC keep referring to pollution as the CO2 figure (a trend echoed by the government). CO2 is directly proportional to fuel efficiency, so a car made in 1990 that does 30mpg will be producing roughly the same CO2 as one that's been made in 2008. The RAC provide figures showing that average CO2 has decreased by 16.4% since 1997, but this is much more indicative of the trend towards diesels than it is the trend for less polluting cars. And diesels produce very different particulates than the petrol engined cars that were more prolific back in 1990 anyway.

If we're to compare like-for-like, a 1990 BMW 318i should do around 35mpg in normal useage (and capable of much more), judging by various owners' reports found around the internet. The model that followed (91-98) did... 35mpg. The following model did a whopping... erm, 35mpg. The latest model (05-) does 38mpg according to official figures. Only the very latest version released this year, thanks to BMW's Efficient Dynamics program, climbs significantly to 47mpg (though it remains to be seen whether this is achievable in day-to-day use). The bottom line is that the CO2 rating will have stayed roughly the same for a good 17 years.


Old: 35mpg; New: only 3mpg better

This brings me onto the third point - that a car that's been well engineered in the first place (like the early 3-series above) and well maintained throughout its life will likely be kinder to the environment than many badly engineered and maintained vehicles half it's age. Not to mention that subsequent users aren't adding to the global carbon footprint by buying used, wheras new buyers are each contributing to the share of CO2 that the production of their car has caused, before the key has even been turned for the first time. Now obviously, it's unrealistic to assume that we should stop buying new cars to cut down on global CO2, but at the same time it's clear that scrapping anything older than 18 years is the answer either.

I'd personally be suggesting that pollution from any age of car could be reduced by additional driver training to enable people to extract the maximum efficiency from their chosen vehicles, but that's another subject for another day.

If you're the owner of an older car in the UK I wouldn't get worried just yet, but don't let that stop you thinking of some good excuses either...

Tuesday, October 14, 2008

Monday, October 13, 2008

More Thoughts on GM-Chrysler Merger

A few more thoughts on the possible merger of GM and Chrysler.

It sounds preposterous because it would add even more brands to GM's already confusing portfolio.  Consider:

  • Cadillac - Luxury
  • Saab - Euro Luxury
  • Buick - Soft near-luxury
  • Saturn - Euro basic / near luxury
  • Pontiac - "Sporty"
  • Jeep - Rugged go-anywhere SUVs and some rugged looking cars
  • Hummer - Rugged go-anywhere SUVs
  • Dodge - "Sporty" cars, manly trucks
  • GMC - manly trucks
  • Chevrolet - full line of basic transportation from small cars to trucks
  • Chrysler - full line of basic transportation from small cars to trucks
Chop too many brands and you starve your dealer network.  Keep too many and you get a big badge engineered mess, or lose efficiency.  The new religion in the industry is to be lean, simple, agile--picking up more brands is like going back to the 1990's.  

On the radio this morning, I heard an interview with the guy who broke the story in the New York Times, Bill Vlasic.  One theory, mentioned in the paper,  is that GM may be after a cash-out deal, where they get a pile of cash along with Chrysler.  This may make short term sense, but it would leave GM with the albatross of Chrysler's crummy products, legacy costs, UAW contracts.

Another possibility is that, somewhat like a star expanding into a huge red giant as it begins the final stages of its life, GM may be trying to grow into a company so huge it can not be allowed to fail.  The government would have to come with support, or risk an economic supernova (or black hole?).   

Also, it would make strategic sense in the long run for GM to off a major competitor.  By removing capacity from the system, it may ensure more business for GM in the future.

Sunday, October 12, 2008

10 Ways to Lower your Car Insurance Payments



cheap online car insuranceMany people buy their own cars because it makes life easier. However, many also struggle with the costs that come with maintaining a car especially when it comes to making car insurance payments. Many car owners are continuously in search for better ways to lower their car insurance premiums. What most do is simply search for companies that provide cheap car insurance. However, what many do not know is that they can save so much more just by following a few simple tips.

For those who aim to save on car insurance payments, the first thing to do is make sure to shop around every so often. In fact, the reason why six-month car insurance polices are most preferred is that it allows car owners to switch and buy car insurance from other providers at the soonest possible time. This means that it is important to continuously survey the insurance market to search for the cheapest car insurance around. Some people find that it is most effective to check out rates for car insurance online while others learn about the cheapest services from their friends and family. No matter what your preferred method for getting car insurance quotes may be, the bottom line is to find the best car insurance to not only suit your lifestyle but your budget as well. Many people who make this a practice report savings of over $300 on policies valid for six months. This would translate to so much more in a span of one year.

Another thing to consider when trying lowering your car insurance payments is to take the option for higher deductibles. Many car owners feel afraid to do this because choosing higher deductibles means shelling out so much more money in case they get into a huge accident. However, the logic behind choosing higher deductibles is pretty sound. Obviously, higher deductibles mean lower premiums. Therefore, lower car insurance payments. Car owners should not worry too much about higher payments when a major accident happens because minor accidents happen more often than major ones and when it comes to minor damages, car owners will still pay the same amount.

Many motorists prefer paying for their premiums in monthly installments because it allows them to shell out a relatively smaller amount at a given time and budget their car insurance payments along with the rest of their monthly expenses. However, what they do not realize is that even the cheapest car insurance providers add on administrative fees for each payment. Even if the additional amount is only $7 or so, for people paying their premiums at monthly installments, this could easily add up to $84 which they could have saved over the period of that one year

Another useful tip to help you lower your car insurance payments is to also look around for companies providing multi-line insurance. This means that you purchase all your insurance from the same company. Most insurers offer huge discounts for this. However, many people still try to look for cheap providers for each type of insurance they need. What they do not realize is that getting their car insurance and home insurance from just one provider can easily translate to about 15% savings.

Furthermore, if you think of yourself as a good driver and no evidence to prove otherwise can be gathered, here’s a good tip for you: look for car insurance providers that can reward you with big discounts simply because of your driving. In fact, some states such as California have made it illegal for car insurance providers to disregard good driving discounts. So, if you have not gotten yourself into any car accidents or received tickets for at least the past three years, do some research or ask around. You may qualify for lower premiums.

Nowadays, a lot of insurance companies will base the prices of their car insurance policies on your credit history. If you have been diligent in building a solid credit standing, then you stand a good chance on getting lower car insurance quotes when you buy car insurance. Aside from making sure unpaid bills don’t pile up, keep your credit balance as low as possible and don’t acquire more credit than you need. Keep your records updated and make sure to correct any errors so your credit history remains accurate.auto insuranceMany car insurance companies also offer discounts to people whose cars have safety features. Airbags, seatbelts, anti-lock braking systems and other factory-installed safety features on your car may help you find the cheapest car insurance you can get. Make sure you tell your insurer that you have such features installed on your vehicle when you get car insurance quotes.

Sometimes it pays to be diligent to the point of being anal. If you want the cheapest car insurance you can get, you should review your car insurance coverage to check for unnecessary expenses in it. If you’re not thorough you may be spending on additional coverage that you don’t need or already have. A perfect example would be towing services. Most, if not all, auto clubs provide such services yet this is part of most car insurance policies as well. So before you buy car insurance review the car insurance quotes you’ve gotten and eliminate all the unneeded expenses.

If you’re looking for cheap car insurance, look for insurers that give discounts to students and senior citizens. Some car insurance companies will offer discounts for students with good academic records and for drivers over the age of 50. Ask around or research on car insurance online, as well, if you have a college student in your family. Some insurers give discounts to parents with college-age children who go to school a certain distance away from home and don’t bring a car to their campus.

One last great tip to lower you car insurance payments is to use your car less. There are a lot of car insurance companies that will give you discounts if you keep the annual mileage on your vehicle low. So, evaluate how you use your car. If you make frequent short trips around town you might consider planning ahead and organizing all your errands so you can check all of it off your list in as few trips as possible.auto quoteOne thing to remember though is that car insurance companies may differ in what they consider to be low annual mileage, so do your research. If you think you might be able to lower your mileage then get updated car insurance quotes.

Following just a few of these recommendations will surely help you lower your car insurance payments. Remember, it is not always about finding the cheapest car insurance provider. Most of the time, it is simply about knowing your options and weighing them to find the perfect car insurance strategy for you.

Saturday, October 11, 2008

Video: Old Guy Backs Up Onto Cop Car

A 70 year old guy in Illinois is upset that he got a speeding ticket. He intends to speed away, but is in reverse, and winds up backing up onto the hood of the cop's car.


How To Get Jail Time For A Speeding Ticket - Watch more free videos

GM Acquiring Chrysler?

The WSJ reports from unnamed sources "familiar with the matter" that GM was in talks with Cerberus to trade the rest of GM's stake in GMAC with Cerberus for the car (not finance) part of Chrysler.

This seems like a bizarre idea to me. GM would be picking up a big portfolio of non-competitive products (Sebring, Caliber, etc.) and redundant products (Ram). GM would also get lots of deflated real estate, such as the sprawling Auburn Hills headquarters, not to mention the plants, such as Belividere, which make the weak products. GM would also wind up with more UAW workers, and more UAW pension obligations. And GM would wind up with Chrysler's dealer network, compounding the problem of having too many dealers making too little money.

But GM's management would have some business reason to want Chrysler, what would those reasons be? Here's my theory.

1) Minivans. GM got killed in the minivan segment, and this would put them back in the game.
2) Truck dominance. GM could kill off the separate Ram platform and sell a Ram based on the Silverado, taking the truck sales crown from Ford once and for all.
3) Jeep. Even though Jeep has been watered down somewhat by Chrysler's attempt to grow Jeep into small crossovers (Compass), it is still a strong brand.

But all of these strengths are in the light truck and SUV sector, precisely where GM is already too heavy. With the coming tightening of CAFE rules, what business case would there be for GM to acquire more trucks and SUVs?

The idea just doesn't make much sense to me, as the armchair CEO.

New Cars From Pontiac In 2009

car insuranceIt's been confirmed that Pontiac will be selling the G3 5-door hatchback in 2009. The vehicle is based on the Chevrolet Aveo5 (also known as the Daewoo Kalos in Korea). The sedan version of the G3 was sold in Mexico previously and also sold in Canada as a 5-door hatch that was called the G3 Wave.

The G3 will be mechanically identical to the Aveo, using a 1.6 liter 4 cylinder engine along with a 4-speed automatic / 5-speed manual transmission. Features will include GM's OnStar system, AC, airbags, and more. The car also comes with standard fog lights and a hatch spoiler to improve the style of the car.

Although it is an economy hatchback, the G3 adds a different flavor to the Pontiac line of cars. Also, in 2009, Pontiac will have 4 cars with EPA highway fuel economy of over 30 mpg, making it a lot more competitive in today's car market. These vehicles include the G3, Vibe, G6 sedan, and the G5 coupe.

The price has not been determined as of yet.

The G6 nameplate was new when the sedan and coupe came out in 2005 (with the convertible following), but the G6 is ostensibly the sixth-generation version of the Grand Am line. The G6 is also available in hardtop convertible form. Trim levels start with the base sedan, fitted with a 2.4-liter four and a four- or six-speed automatic. The G6 GT comes in all three body styles-it's the only droptop trim-and has a 3.5-liter V-6 with a four-speed auto. The GT convertible can also be optioned up to a 3.9-liter V-6.

At the high end are the GXP sedan and coupe, with a 252-hp, 3.6-liter V-6 with variable valve timing. The GXP recalls the body-clad Pontiacs from days of yore, with a giant rear spoiler, large grille, and hood scoops inspired by the successful Pontiac GXP.R that races in the Grand-Am Rolex Sports Car Series. The look doesn't translate well to the street.

The Pontiac G6 is based on the same unibody platform as the Chevy Malibu, but the newer Malibu benefits from three additional years of development and a vastly better interior. By comparison, the G6 feels like a rental car, with cheap plastic coating the cabin.

A six-speed transmission is a new option for the 2.4-liter base car, and it results in an impressive 33-mpg EPA highway rating. Remote start is now standard on GT and GXP models.news cars quoteWe picked the G6 convertible first in a comparison test against the Ford Mustang and Chrysler Sebring, but it's worth noting that the trunk is all but unusable with the folding hardtop stowed. We're not huge fans of the aggressive styling of the GXP, but someone-somewhere-must love it. The GT lacks any driving thrills despite 221 horsepower. That leaves the base car, which has appeal in its lower sticker price and higher fuel economy. Our best recommendation, though, is to walk over to the Chevy dealership and look at the Malibu.

Front, front side, and curtain airbags are standard on the sedan and coupe; the convertible makes do with front and front side bags. ABS and traction control are standard on the base and GT cars. Stability control is standard on the GT convertible and GXP models; the GT sedan and coupe get stability control as part of a $1590 Street Edition package.

Friday, October 10, 2008

Crash Barriers- Making Road Travel Safer for You

car insurance crash
Crash barriers keep the vehicles from going off the road and steer them safely back on to the road. It wouldn’t be an exaggeration to say that their very presence can boost the confidence of a jittery driver on a mountain road.

Crash barriers can be classified on the basis of their design and implementation. Guardrail, wire rope safety barrier, crash cushions and high containment barrier are a few that can be seen on roadways. All the crash barriers work on a similar principle, they are designed to absorb the impact of the vehicle going off track and hence help it get on to the road again without letting it lose its balance.

At times, the crash barrier to be used on a roadway is determined by the kind of vehicle traffic the roadway gets. For example high containment barriers are put up on the roadways with a large traffic volume of heavy vehicles. Then, crash cushion is specifically designed to protect motorists from impacting the end of concrete barriers and toll plazas. Guardrail is the most commonly seen crash barrier but has a history of highest injury and fatality in a fixed object crash. This is where wire rope safety barrier scores over guard rail as it consists of wire ropes and is flexible.
car tuningThough the crash barriers prevent several accidents everyday, they sure don’t prevent all of them. There have been incidences of fatalities, which were mainly attributed to the design and material of the crash barriers. Most of the roadways get all types of automobiles and therefore it becomes difficult to decide on the height and strength of the crash barrier. For, a motorbike can slip under the barrier that’s meant to keep a car from going off track, while a big truck may trip well over the same barrier.

As a step towards ensuring safe road travel, road safety products are first tested and then put up on roadways. The crash barriers are tested in accordance with the guidelines mentioned in National Cooperative Highway Research Program (NCHRP) Report 350, “Recommended Procedures for the Safety Performance Evaluation of Highway Features”.

These guidelines are based on the findings of continuous road safety researches and are subject to revision.

Wednesday, October 8, 2008

Guaranteed Auto Loan Now – Receive Your Car Finance Now

car loan
When it comes down to it in today's world not many people want to go out there not knowing exactly what the process encompasses when they are trying to buy themselves a car either for their own personal luxury or for them to get from place to place with. You really need to make sure that you have all the knowledge that goes with buying a car already in your head or else you risk ending up having to spend a lot more money then you should be in the first place. In order for you to make sure that you are going to get the best possible deal on a Guaranteed Auto Loan you are going to want to make sure that you get car finance before you ever walk into a car dealerships car lot.



A Car Finance Loans is simply a way for you to go about paying for the car that you are looking to purchase. You are going to take out a car loan from a financial lending company and bring it to the car dealership with you. The reason for going about doing this is because the moment that you bring your own Used Car Finance to a car dealership you are then considered what is known as any cash buyer in that you can buy the car pretty much out right from them just as if you are paying for it in cash in the first place. You can then you should car finance in order to either buy the car that you want from them or you can also use it to lease a car through them.



If you happen to have gone through the process of buying a car in your past then you more than likely know how a car salesman is going to work with you. The first thing that they would go about doing is checking your credit score through their third party financing company before they ever begin to negotiate on a fair price for the car that you are looking to purchase a car finance with you. The moment they go about doing this they are going to then offer you a supposedly special finance deals in any attempt to make you buy the car and finance it through their own third party financing car finance solutions. This is something that you are going to want to avoid like the plague and is going to end up making you pay a lot more money down the line in the future on the car that you desire simply because you did not take the time and energy to do all the research that is required before getting yourself a car finance that you need.

Irish Construction Insurance

One of the most interesting facts about the Irish Construction industry is that there is no legal requirement for a construction company to hold any from of construction insurance! In fact, the only insurance an Irish contractor is legally obliged to have is basic motor insurance on his/her motor vehicles!

Although there is no legal requirement under Irish law for a contractor to hold adequate Construction Insurance it is extremely important that adequate cover is in place.

One of the most important reasons is the high injury & mortality rate on Irish Construction sites. One major positive of the recent construction boom is the fatality per thousand ratio has fallen in recent years although it is still at an unacceptable level.
For example, in 2001 28% of workplace fatalities were Construction related and the Irish Construction industry is consistently second only to the Irish Agriculture& Forestry Industry.

As many primary contractors require their subcontractors to hold Construction Insurance the reality is that although Construction Insurance is not a legal requirement it is usually a prerequisite to obtaining work on the majority of the countries construction sites so the need for construction insurance is a necessity in everything but law!

Although Construction Insurance is quite a complex field the four main areas of cover are as follows:
• Public Liability Insurance
• Employers Liability Insurance
• Contractors All Risks
• Personal Accident
Public Liability Insurance
Public liability insurance [PL] provides cover in the event that the policyholder is sued by a third party who feels that they have suffered injury or loss as a result of the policyholders negligence (lack of care).
Consider the following examples where Public Liability Insurance will provide cover:
• You run a plumbing company. One day you are called to an office to sort out a problem in their kitchen. Accidentally, you burst a pipe, and flood the office. Your client then makes a claim against you for the damage to their carpet and computer systems which have been damaged by the water.
• You are a building contractor. While walking along scaffolding one of your men drops a piece of equipment which falls to the street, injuring a passing pedestrian. The pedestrian makes a claim against your firm.
Obviously these are very simplified examples and we haven’t discussed the complexities of Products Liability/Liability Law/Duty of Care etc however it should provide a basic understanding of Public Liability Insurance.

Employers Liability Insurance

Employers Liability Insurance [EL] provides cover if any of your employees suffer physical injury or death, and it is proven that as an employer you acted negligently and subsequently could have prevented their loss. If they then decide to pursue you for compensation the insurer will pay the cost of the claim.
Consider the following examples where Employers Liability Insurance will provide cover:
• You run a carpentry company. One of your employees loses a finger while using a chop saw and decides to claim against you for his injury
• You are a scaffolding contractor and are erecting scaffolding around an apartment block. While erecting the scaffolding one of your employees falls and suffers severe bodily injury. He decides to claim against your firm.
Please note that Public & Employers Liability is offered ‘hand in hand’, that is when arranging construction insurance you will need to arrange both Public Liability & Employers Liability Insurance together [Also known as Combined Liability Insurance] as Employers Liability Insurance is not available on a ‘Stand Alone’ basis..
Contractors All Risks Insurance

Contractors All Risks insurance (also known as Contract Works insurance) is an insurance policy specially designed for builders and a number of other trades working at a contract site. Contractors All Risks insurance can include cover for contract works, own plant, hired-in plant and employee's tools. The main part of the contractors all risks insurance is the contract works section which provides cover for the property being worked on (e.g. new house, etc.). However, cover for the existing property is excluded (e.g. the existing structure when building an extension) and must continue to be insured under its own insurance cover.
Consider the following examples where Contractors All Risks Insurance will provide cover:
• You are a building contractor and are building a house for resale. So far you have spent €200,000 on materials and labour. The property catches fire and is destroyed before it has been completed. • You are groundwork’s contractor and are presently digging foundations for a new housing development. Naturally you leave your excavator on site until the contract is completed however one night your excavator is stolen.
Personal Accident Insurance

Personal Accident Insurance [Also known as Income Protection Insurance] is highly recommended for a sole traders, business partners and company directors as a combined liability policy does not cover any injury caused to a sole trader/business partner while it is extremely difficult for a company director to sue his/her own company. A policy can be tailored to your exact needs and policies include a tax free monthly benefit, a lump sum [capital benefit] and hospital cash.
Consider the following examples where Personal Accident Insurance will provide cover:
• You’re a self employed carpenter with no employees. You cut your hand and are unable to work for eight months. As you have Personal Accident cover you receive a tax free benefit of €1,500 after one month and continue to receive this amount until you return to work.
• Although Personal Accident/Income Protection insurance is no substitute for full time earnings it will provide you with an income if you are unable to earn and it will reduce your financial worries at a time when your recovery should be your number one priority.

Machinery & Plant Insurance
Machinery & Plant Insurance is normally arranged on a case by case basis and provides Accidental Damage Fire & Theft Cover on Machinery. This policy is normally taken by contractors who wish to cover a specific number of items.
Health & Safety Executive

In Ireland the HSE [Health & Safety Executive] have the ultimate authority over Construction Sites and have the ability to close a site if they feel it is a safety hazard. Their primary initiative is the ‘Safe Pass’ – a one day site safety training programme.
Who needs to do Safe Pass awareness training?
Safe Pass is a one-day safety awareness programme aimed at general construction workers, craft workers and "on site" security personnel in the construction industry. The aims of the programme are to:
• raise the standard of safety awareness in the construction industry
• ensure that site personnel after completing the one day awareness programme can make a positive contribution to the prevention of accidents and ill health while working on the site
• maintain a register of personnel who have received training
• provide participants with a FAS Safe Pass registration card, indicating that the holder has attended a formal course in health and safety awareness
Under the Safety Health and Welfare at Work (Construction) Regulations 2006 Safe Pass / Safety Awareness Programmes applies to -
(a) craft and general construction workers,
(b) persons undertaking on-site security work, and
(c) persons or classes of persons as may be prescribed by the Minister.
For more information on Irish Site Safety please visit the website of the Health & Safety Authority www.hsa.ie while for more information relating to Irish Construction Insurance please visit the website of Keystone Insurance www.keystone.ie, Ireland’s premier supplier of Construction Insurance

Tuesday, October 7, 2008

Chrysler Hijacks "Volt" Keyword

Heh, I noticed a little bit of web advertising sneakiness on the part of Chrysler. On my own blog, no less. Take a look at the Google Adwords panel in this screen capture.

Sunday, October 5, 2008

The New eBay Motors Scam

There's a new scam going around, which is a slightly more sophisticated variation of a fake escrow trick.

Scammers post for sale ads in classified services such as Craigslist or AutoTrader, with a too-good-to-be-true price. Here is one example I found: 2005 Honda Accord.


"Email me for more details : brendapharell@ymail.com .The car is in a perfect cosmetic and engine conditions, and meticulously maintained. No damage, no scratches or dents, no hidden defects, never been into accidents and it is as advertised. Email me for more pictures at : brendapharell@ymail.com . I cannot get in touch with you if you use the "Email this Seller" option because my email address on autotrader is full so please e-mail me directly at: brendapharell@ymail.com"
The car is a real car--in the sense that they borrowed some photos and a VIN from somewhere, so if you run it through CarFax it will check out as a real vehicle.

If you respond, they send you a fake invoice from eBay Motors, along with a fake "Vehicle Purchase Protection" service email.

Here are examples, cick for larger view:


It isn't a perfect fake, but it may be convincing to someone who doesn't know much about eBay. The real eBay Motors does not operate an escrow service, and they explicitly don't allow MoneyGram payments! Also note the fake eBay email address, "ebay@support-center-vpp.net".

The scammers want you to send a non-traceable payment (MoneyGram, Western Union) to a "payment agent", who is probably some idiot who signed up for a "work at home" job "processing internet payments". That guy cashes the payment, and forwards it on to the scammers.

I tried to make contact with the scammer, but he was being very careful--he wouldn't give me a phone number. He stopped respoding to my emails after I pointed out that eBay doesn't allow Moneygram payments, and asked if he could take a PayPal payment instead.

Update: I am starting to see reports of this scam spreading out into Canada and the UK, using other services such as Moneybookers. The rules are the same. If the price is too good to be true (way below market) or the guy wants you to buy a car without being able to look at it, it's not real.