http://delicious.com/SydsEastside
One of the first social networking sites I signed-up a very long time ago was del.icio.us, a worldwide web bookmark (or shortcut) sharing site. Here I have been trying to keep track of all of our own websites, their pages and our pages on other sites that we belong to, though I now see that I have to update it quite a bit with these new listings for the social networking websites I have been joining.
Google also offers a bookmarking service, so that you can access your bookmarks anywhere. But Delicious goes a little further by allowing you to share your bookmarks with the rest of the world.
This is service is actually a fantastic idea and I think it will go far in the future as it has all sorts of possibilities for expansion. Some are already copying the idea (and even the format).
OUR PAGE:
http://delicious.com/SydsEastside
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Saturday, November 8, 2008
Social Networking Resources
I have honestly been having a bit of fun checking out some of the Social Networking websites and resources that have been appearing in the past couple years. In fact, I've actually been so impressed that I thought that I should post something to the blog about them.
However, I have actually been working on this post for quite a few days, already. There are so many social net websites out there that I was trying to include in this one post that I realized that the only way around this was to split this blog entry into a bunch of little posts that will tell a bit about each site. That way, I don't have to have every single social website pegged in one big post.
Heck, there are still a bunch of these social networking groups out there that I want to check out. Some of these actually have optional tools developed specifically for them, so there are actually little cottage support resource sites for some, built to support them, allowing extra plug-ins or software tools to make them more convenient to use.
What, you may ask, does this have to do with the automotive industry? Well, the truth is that these are often great places for auto enthusiasts, car clubs, as well as neat places to promote auto shops or trade parts. Most allow easy setup, and may support blogging. Some even offer a great place to post news and articles and would be a great way to distribute them to an already large pool of social networking users. Others offer a great place to promote your (auto related) website by allowing the sharing and promotion of bookmarks. Users of these sites that are logged in can sometimes also vote on the materials of the resource(s) in question, making them even more popular or notorious.
One of the very first new trends was the blog and some of these services even allow you to incorporate your current blog.
Remember that as the trends move in the online industry, the automotive industry must adapt, adopt them, and move with them in order to maintain a high profile to the masses or regions that they are targetting as customers and clientel.
So, eat this stuff up guys, because social networking websites utilities, and software applications are not only fun to participate in, but actually strengthen the market and provide new interest.
To most this will be understood, others will have to check it out. But as a webmaster I understand that the security of a managed and constantly updated network is much better than the vulnerability of an open source software based website that is usually chock full of security holes.
And if the security is not an issue, there are other things that should be, like the fact that these social sites already have an established user base, like the fact that your firends and community are probably already online using them.
If nothing else, these are great opportunities to promote your existing website. Yet, they really are so much more.
Anyway, in order to share this information as quickly as possible, I will be spotlighting these social networking websites and tools. Each site or resource will be discussed individually, showcased in their own blog entry. This will also allow me to update them individually, should I need to. And I will always identify each service by through our membership so that you can join us and have a friend on the site.
Look for a bunch of blog entries to follow very shortly.
-Syd's Eastside Auto Parts webmaster
However, I have actually been working on this post for quite a few days, already. There are so many social net websites out there that I was trying to include in this one post that I realized that the only way around this was to split this blog entry into a bunch of little posts that will tell a bit about each site. That way, I don't have to have every single social website pegged in one big post.
Heck, there are still a bunch of these social networking groups out there that I want to check out. Some of these actually have optional tools developed specifically for them, so there are actually little cottage support resource sites for some, built to support them, allowing extra plug-ins or software tools to make them more convenient to use.
What, you may ask, does this have to do with the automotive industry? Well, the truth is that these are often great places for auto enthusiasts, car clubs, as well as neat places to promote auto shops or trade parts. Most allow easy setup, and may support blogging. Some even offer a great place to post news and articles and would be a great way to distribute them to an already large pool of social networking users. Others offer a great place to promote your (auto related) website by allowing the sharing and promotion of bookmarks. Users of these sites that are logged in can sometimes also vote on the materials of the resource(s) in question, making them even more popular or notorious.
One of the very first new trends was the blog and some of these services even allow you to incorporate your current blog.
Remember that as the trends move in the online industry, the automotive industry must adapt, adopt them, and move with them in order to maintain a high profile to the masses or regions that they are targetting as customers and clientel.
So, eat this stuff up guys, because social networking websites utilities, and software applications are not only fun to participate in, but actually strengthen the market and provide new interest.
To most this will be understood, others will have to check it out. But as a webmaster I understand that the security of a managed and constantly updated network is much better than the vulnerability of an open source software based website that is usually chock full of security holes.
And if the security is not an issue, there are other things that should be, like the fact that these social sites already have an established user base, like the fact that your firends and community are probably already online using them.
If nothing else, these are great opportunities to promote your existing website. Yet, they really are so much more.
Anyway, in order to share this information as quickly as possible, I will be spotlighting these social networking websites and tools. Each site or resource will be discussed individually, showcased in their own blog entry. This will also allow me to update them individually, should I need to. And I will always identify each service by through our membership so that you can join us and have a friend on the site.
Look for a bunch of blog entries to follow very shortly.
-Syd's Eastside Auto Parts webmaster
New Used Equipment Section now Online at Diesel Rebuild Parts
I have finally finished putting all the Used Equipment online at our Diesel Rebuild Parts website. This has been a big chore and I am very happy to have it listed in my Mission Accomplished column, now.
If you are interested in any of the heavy equipment, utility trucks or construction vehicles there, we would be glad to help you out with it. Just click on a photo (that isn't marked as sold) in the main Equipment Catalog Index page and you will be presented with more photos and info concerning that item. Our contact information follows the detail page description.
Let me know if you see any spelling errors, or anything that looks strange. I did address a few problems before making that whole section public. But as you know, I'm not perfect.
This section actually comes from a corresponding section on the Syd's Eastside Auto Parts website. We thought that since establishing the Diesel Rebuild Parts website back in June of 2007, that we should move this section to that website where the information is more on-topic and relevant to the website content material, since it is already geared at supporting equipment and truck overhauls.
So, now that this has finally been accomplished, I can go back to promoting our websites as my primary webmaster duty for a little bit (until the next big website project comes along).
LINK:
Used Equipment For Sale Catalog Index
If you are interested in any of the heavy equipment, utility trucks or construction vehicles there, we would be glad to help you out with it. Just click on a photo (that isn't marked as sold) in the main Equipment Catalog Index page and you will be presented with more photos and info concerning that item. Our contact information follows the detail page description.
Let me know if you see any spelling errors, or anything that looks strange. I did address a few problems before making that whole section public. But as you know, I'm not perfect.
This section actually comes from a corresponding section on the Syd's Eastside Auto Parts website. We thought that since establishing the Diesel Rebuild Parts website back in June of 2007, that we should move this section to that website where the information is more on-topic and relevant to the website content material, since it is already geared at supporting equipment and truck overhauls.
So, now that this has finally been accomplished, I can go back to promoting our websites as my primary webmaster duty for a little bit (until the next big website project comes along).
LINK:
Used Equipment For Sale Catalog Index
Thursday, November 6, 2008
A Quick Tour Of The $25 Billion ATVMAP
Last night, the Dept. of Energy released a preliminary rule which gives the details of the $25 billion government program offered to automakers to help meet the new CAFE standards. The official name is "Advanced Technology Vehicle Manufacturer Assistance Program". I spent some time reading the paper over, and thought I'd share some details, many of which are not widely reported. The rule paper is located here.
First, the program has two parts: a direct loan program, and a grant program.
The money in either case is intended only to fund plant upgrades or engineering work for a future product, not ongoing operations. In fact, companies are explicitly prohibited from investing the money, and any investment income from the loans must be returned to the government (611.102, 611.105).
Loan Program:
Here is an excerpt of their examples:
This is the table that shows the fuel economy improvement requirement to be considered an ATV:
So for a Compact Sedan, to qualify as an ATV, the proposed vehicle would have to attain at least 42.2 MPG; a Compact Performance Sedan would have to have fuel economy of at least 29.5 MPG.
Grant Program:
Some observations.
This is not a "bail-out". The money can only be used for specific projects which are tied to fuel economy improvements. There are some significant strings attached to this program, and though the loans are cheap, they are expected to be repaid, or the government will be able to sieze the collateral of the borrowing company.
The program seems to be somewhat targeted towards unionized labor. There is a bias in the program to older plants (20 years), and plants which are shut down. There is a prevailing wage rule. There is also a carve-out for small suppliers.
This is not a quick fix. To apply for a grant or loan, a company has to generate a large amount of application paperwork, including environmental impact studies, economic studies, financial status information. A company also has to show with computer modelling or prototypes that their proposed project will improve fuel economy by a very significant 25%, and flexible fuels get no advantage in this calculation. The application and review process is likely to take many months if not years.
That is why, even with this program in place, the Domestic 3 are asking the government for direct aid right away.
The financial strength requirement could be a deal-killer for some or all of the Domestic 3 auto makers. If the DOE uses more stringent requirements for financial health, such as low debt/equity ratios, neither GM, Ford, nor Chrysler may qualify.
First, the program has two parts: a direct loan program, and a grant program.
The money in either case is intended only to fund plant upgrades or engineering work for a future product, not ongoing operations. In fact, companies are explicitly prohibited from investing the money, and any investment income from the loans must be returned to the government (611.102, 611.105).
Loan Program:
- To qualify for a loan, a company must be working on an Advanced Technology Vehicle. An ATV is defined as a vehicle which has at least EPA Tier II Bin 5 emissions levels, and will have fuel economy that is at least 125% of a "substantially similar" vehicle from 2005. (611.2)
Here is an excerpt of their examples:

This is the table that shows the fuel economy improvement requirement to be considered an ATV:
So for a Compact Sedan, to qualify as an ATV, the proposed vehicle would have to attain at least 42.2 MPG; a Compact Performance Sedan would have to have fuel economy of at least 29.5 MPG.- For purposes of calculating the ATV's fuel economy improvement, if it is a flex fuel vehicle, its fuel economy must be calculated without credit for flexible fuel operation. That means that if burns E85, the ATV fuel economy is miles per gallon of E85, not gasoline equivalent. This would appear to penalize flex fuel vehicles compared to how they are treated currently.
- A loan applicant must be "financially viable", such that it does not require the government ATV loan to survive (611.100).
- Automakers and parts suppliers are eligible, as long as the the plant improvements or engineering is done in the U.S. So domestic arms of foreign based companies such as Honda could qualify.
- To qualify for a loan, an automaker's fleet average fuel economy (volume weighted) from the most recent year of data must be no worse than their fleet fuel economy in 2005. (611.100)
- Applicants must file environmental impact studies and economic impact studies to document how their plant changes will impact the community, both positive and negatively (611.106).
- Projects will be selected for approval based on technical merit, such as amount of fuel economy improvement, as well as other factors such as "economic diversity", and financial health. Older facilities will be given higher priority.
- Applicants must pay any workers that it hires to do the plant renovations a "prevailing wage" in the area the work is being done. This is probably a bone for the unions (611.101).
- A borrower can only borrow up to 80% of a project's projected cost (611.105).
- The loan terms are for 25 years, and the borrower may defer repayment for up to 5 years after the project is complete. The interest rate is to be based on "outstanding marketable obligations of the United States of comparable maturity", which I think means 25 year treasury bonds. (611.107) A 30 year U.S. bond currently pays 4.5%.
- The U.S. government gets a lein on any property which is acquired with loan funds, and any assets which are pledged as collateral for the loans.
Grant Program:
- If a grant is requested, the grant can be for no more than 30% of a project's cost. (611.204)
- Grants will be given preferentially for projects that re-tool facilities that are at least 20 years old. (611.206)
- 10% of the money used for grants (not loans) each year is set aside for small companies of 500 employees or less, or a consortium of such small companies (611.207).
Some observations.
This is not a "bail-out". The money can only be used for specific projects which are tied to fuel economy improvements. There are some significant strings attached to this program, and though the loans are cheap, they are expected to be repaid, or the government will be able to sieze the collateral of the borrowing company.
The program seems to be somewhat targeted towards unionized labor. There is a bias in the program to older plants (20 years), and plants which are shut down. There is a prevailing wage rule. There is also a carve-out for small suppliers.
This is not a quick fix. To apply for a grant or loan, a company has to generate a large amount of application paperwork, including environmental impact studies, economic studies, financial status information. A company also has to show with computer modelling or prototypes that their proposed project will improve fuel economy by a very significant 25%, and flexible fuels get no advantage in this calculation. The application and review process is likely to take many months if not years.
That is why, even with this program in place, the Domestic 3 are asking the government for direct aid right away.
The financial strength requirement could be a deal-killer for some or all of the Domestic 3 auto makers. If the DOE uses more stringent requirements for financial health, such as low debt/equity ratios, neither GM, Ford, nor Chrysler may qualify.
Labels:
politics
Tuesday, November 4, 2008
Chrysler's Fuel-less Cars!
More google ads silliness from Chrysler, spotted here. The Chrysler EV minivans aren't "Fuel-less", and they aren't for sale, until about 2011 model year.
Veyron in Birmingham MI
I was strolling in downtown Birmingham (MI) today, after cashing in my voting slip for a free Starbucks coffee, when I saw a crowd forming on the sidewalk up ahead. Parked in front of the Einstien Bagel was a Bugatti Veyron. It was black and red. I didn't have a camera with me (of course), and I didn't catch if it was a dealer car or not.

There were about 20 people crowded around the car, ogling and taking cell phone photos. It was as if some guy was hanging out on the sidewalk with a cocktail dress clad Angelina Jolie on his arm.
I can't think of a way to draw more attention for ~$2,000,000, other than maybe giving it away as $20 bills on the street corner.
There were about 20 people crowded around the car, ogling and taking cell phone photos. It was as if some guy was hanging out on the sidewalk with a cocktail dress clad Angelina Jolie on his arm.
I can't think of a way to draw more attention for ~$2,000,000, other than maybe giving it away as $20 bills on the street corner.
Monday, November 3, 2008
The Truth and Lies About Your Car Insurance
If you are a newbie in insurance policies, it is best to be educated on the subject. There are many myths and realities in dealing with insurance companies. It is necessary for you to have a general idea about such insurance rates so that you won't have problems later on.
Car insurance is needed by people who want to be assured that their cars won't experience distress, especially when the time comes and they get into an accident or anything else. There are things in this world that you have to be aware and to prepare for. This is why it is vital to assess and choose the most affordable and most reasonable price for your car insurance.
Hence, it is true that the insurance quotes reflect the cost of certain automobile- related expenses. In fact, there are many explanations on how the increasing cost of such insurances is accumulated.
Each year millions of people get into car accidents that involve personal injury. With this type of incidents, the typical price range of such treatment is around $6,000 to $9,000. Thus, this can easily turn into tens of thousands of dollars, depending on the type of car.
This problem is actually joined by the trouble of increasing claims of automobile injury, which are currently as much as 30 % in some states. These dilemmas can turn into the new car insurance holder's burden of additional payments or premiums.
Moreover, another reason for this is the legal expenses that the company needs to pay due to the fact that an average jury award for vehicular liability cases are continuing to rise and can put up the pressure on auto insurance rates.
An average liability can cost from about $187,000 up to $269,000. This was the estimated record from the year 1994 up to the year 2000, respectively. Thus, the number one cause of death for people ages 1 up to 34 is car accident.
According to the United States Department of Transportation, these deaths cost more than $150 billion annually. People who are under the use of prohibited drugs, alcohol abuse, high- speed driving and are not using a seat belt are the leading people who are at risk of such an accident. Auto repair has also increased because of the rapid advancing age of technology, along with construction and design that have now become a must in this era. Automotive innovations and repair costs have increased tremendously and thus, higher car insurance may ensue because of this.
Hence, there is a notion that red cars cost more insurance. This is not true. Colour is never a determinant factor in calculating one's car insurance rate. The factors that are important are the year, model, body, type, engine size and the age of the car. Even if you have a cheap car but you have a large engine, or it is an unusual model, it might cost a lot to have it insured as compared to a more expensive small car.
Then again, you will pay for a lesser amount in comprehensive coverage, which can cover the damage that is usually brought about by vandalism, hail, fire or even animal accidents. There is also a case, in which, two speeding tickets can make your car insurance rate go up.
Plus, it is also not true that every car insurance company can charge anyone on any way they please. Despite the increasing expenses of this company, they still have a way of covering all the damages and they also have regulators that review their customer rates.
It is also important to take note of the amount of your car, where in, it's insurance will most likely have a relative cost to. This is due to the fact that some companies shoulders only a minimum amount and will not cover certain accidents. Of course, this will result into a lawsuit but they will not include all the damages. So, it is wiser to read your terms and conditions.
Thus, if someone drives your car and there is an accident, you will still be the one held responsible. You will be financially responsible for the accident. In most states, the car insurance that covers the accident is considered the primary insurance holder, which means that the insurance company is the one that should pay for the damages. Hence, there are cases that it is not enough and the driver's insurance is the next in line to pay for the remaining damages. This is primarily why you need to know the car insurance policy in your state, as well as the laws that go hand in hand with it. States and even countries differ in policies politically and geographically.
Aside from this, there are also other factors that are being considered for car insurance rates. Of course, your rate won't be the same as that of your neighbours. Your age, nature of your work, driving record, type of vehicle and marital status are all considered. This can really vary depending on the company's standards. Sometimes, your charge can go down when you turn 25 because this is the time when car accidents go down. The extremes of ages, like that of a teenager and that of the forty year old individual is where the accident rate is at its highest.
Lastly, there is a so called rental reimbursement that can cover and pay for your rental car. This is for cases, wherein, you are on vacation and you just rented a car that resulted into an accident. This will help drivers pay for the damages to the car but this still depends on the limits you selected. Having more than one insurance policy is not really money- saving technique. In fact, it is more expensive. Most of the time, you can save your money by getting the best rate available in one company. Thus, if you want different types of insurance like that of the auto and homeowners insurance, you can look for another company that can give you the best deal. At times, you will get better deals from different insurance companies.
Car insurance is a way of preparing yourself for some stressful moments while driving your car. Getting one doesn't mean that you are already assuming that you will encou7nter car theft or car accidents. Getting car insurance is a lot like accepting the reality that these things happen and that it is best to be prepared. This is better than not having a car insurance at all and end up paying more, just because you decided is best not to have one. Since car insurances these days have death or disability insurance for the driver or owner of the car, it is a lot like caring for your family and loved ones by leaving them with nothing to worry about.
Since there are many car insurance agencies these days, it is best to assess each one and check which has been in the industry for a long time. You can also check with friends for referrals. This is actually the best thing to do as compared to believing in advertisements and flyers.
Hence, it is true that the insurance quotes reflect the cost of certain automobile- related expenses. In fact, there are many explanations on how the increasing cost of such insurances is accumulated.
Each year millions of people get into car accidents that involve personal injury. With this type of incidents, the typical price range of such treatment is around $6,000 to $9,000. Thus, this can easily turn into tens of thousands of dollars, depending on the type of car.
This problem is actually joined by the trouble of increasing claims of automobile injury, which are currently as much as 30 % in some states. These dilemmas can turn into the new car insurance holder's burden of additional payments or premiums.
Moreover, another reason for this is the legal expenses that the company needs to pay due to the fact that an average jury award for vehicular liability cases are continuing to rise and can put up the pressure on auto insurance rates.
An average liability can cost from about $187,000 up to $269,000. This was the estimated record from the year 1994 up to the year 2000, respectively. Thus, the number one cause of death for people ages 1 up to 34 is car accident.
According to the United States Department of Transportation, these deaths cost more than $150 billion annually. People who are under the use of prohibited drugs, alcohol abuse, high- speed driving and are not using a seat belt are the leading people who are at risk of such an accident. Auto repair has also increased because of the rapid advancing age of technology, along with construction and design that have now become a must in this era. Automotive innovations and repair costs have increased tremendously and thus, higher car insurance may ensue because of this.
Hence, there is a notion that red cars cost more insurance. This is not true. Colour is never a determinant factor in calculating one's car insurance rate. The factors that are important are the year, model, body, type, engine size and the age of the car. Even if you have a cheap car but you have a large engine, or it is an unusual model, it might cost a lot to have it insured as compared to a more expensive small car.
Plus, it is also not true that every car insurance company can charge anyone on any way they please. Despite the increasing expenses of this company, they still have a way of covering all the damages and they also have regulators that review their customer rates.
It is also important to take note of the amount of your car, where in, it's insurance will most likely have a relative cost to. This is due to the fact that some companies shoulders only a minimum amount and will not cover certain accidents. Of course, this will result into a lawsuit but they will not include all the damages. So, it is wiser to read your terms and conditions.
Thus, if someone drives your car and there is an accident, you will still be the one held responsible. You will be financially responsible for the accident. In most states, the car insurance that covers the accident is considered the primary insurance holder, which means that the insurance company is the one that should pay for the damages. Hence, there are cases that it is not enough and the driver's insurance is the next in line to pay for the remaining damages. This is primarily why you need to know the car insurance policy in your state, as well as the laws that go hand in hand with it. States and even countries differ in policies politically and geographically.
Aside from this, there are also other factors that are being considered for car insurance rates. Of course, your rate won't be the same as that of your neighbours. Your age, nature of your work, driving record, type of vehicle and marital status are all considered. This can really vary depending on the company's standards. Sometimes, your charge can go down when you turn 25 because this is the time when car accidents go down. The extremes of ages, like that of a teenager and that of the forty year old individual is where the accident rate is at its highest.
Lastly, there is a so called rental reimbursement that can cover and pay for your rental car. This is for cases, wherein, you are on vacation and you just rented a car that resulted into an accident. This will help drivers pay for the damages to the car but this still depends on the limits you selected. Having more than one insurance policy is not really money- saving technique. In fact, it is more expensive. Most of the time, you can save your money by getting the best rate available in one company. Thus, if you want different types of insurance like that of the auto and homeowners insurance, you can look for another company that can give you the best deal. At times, you will get better deals from different insurance companies.
Car insurance is a way of preparing yourself for some stressful moments while driving your car. Getting one doesn't mean that you are already assuming that you will encou7nter car theft or car accidents. Getting car insurance is a lot like accepting the reality that these things happen and that it is best to be prepared. This is better than not having a car insurance at all and end up paying more, just because you decided is best not to have one. Since car insurances these days have death or disability insurance for the driver or owner of the car, it is a lot like caring for your family and loved ones by leaving them with nothing to worry about.
Since there are many car insurance agencies these days, it is best to assess each one and check which has been in the industry for a long time. You can also check with friends for referrals. This is actually the best thing to do as compared to believing in advertisements and flyers.
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