Monday, October 20, 2008

Toyota iQ sports car on the way?

Intriguing rumours brought via Carscoop and Auto Motor und Sport today - that of apparent Toyota plans to show a concept study of a roadster based on the iQ city car at the Tokyo Motor Show around this time next year.


Image: Auto Motor und Sport

Early news indeed, so as of yet it's best to take the information with a pinch of salt, but it's promising nonetheless. The car would be perfectly placed to take up the gap in the market left after the tiny Smart Roadster departed and would prove a competitive rival to the Daihatsu Copen, the only other tiny sports car on the market at the moment.

Like the Copen, the iQ "Spider", as it's likely to be called, would be front-wheel drive, using the 1.0l and 1.3l engines and powertrain of the city car. This also means the car could potentially use the 1.4l diesel pencilled in for the regular iQ.

The regular iQ is due on sale January 2009 from around £10,000.


Image: ©Tarmac 2008

Sunday, October 19, 2008

WIndows Vista: Not So Bad

I needed to buy a new PC, and I found a pretty good deal on a Dell Optiplex 330 (dual core, 2GB ram, 160GB HDD). I decided to take a risk and get Windows Vista (Business), even though I read all kinds of horror stories about how unstable, slow, annoying, buggy it is.

Here is my experience so far (after using it for a few hours)

Good:
  • UI is nice. Lots of eye candy, Aero interface is a bit blingy but effective. Decently organized. Lots of options for different views.
  • Boot time is OK for me (my old XP machine took about 45 seconds to boot up, the new one takes about 30)
  • Ubiquitous search boxes are neat.
  • Sidebar is neat.
  • Lots of built in goodies like scan/fax, system backup.

Bad:
  • The User Account Control thing, the box that comes up and asks you "are you sure" for every little thing is annoying. I appreciate the added security, but I am tempted to turn it off.
  • If I ran Windows XP on this machine, I bet it would boot in like 20s.

I also heard that much of my old software would not work in Vista. Not true, so far all this stuff seems to be working fine:

  • WordPerfect Office 12 SP1 (but SP2 won't install!) I may break down and upgrade to the latest WP Office anyway.
  • Microsoft Office XP
  • Adobe Photoshop Elements 5.0 (with patch)
  • FireFox 3.0
  • Mozilla Thunderbird
  • Ad-Aware
  • Antivir Free Antivirus
  • Quicken 2007 (with patch)
  • Roxio Media Creator 10
  • Apple iTunes
Software that won't work:
  • Epson Smart Panel (don't care, Vista has nice built-in scanning functions anyway)
  • WP 12 SP2 won't install.
Considering how blazing fast the new machine is compared to my old Dell 3000 (P4), and that it cost all of about $500, I'm very pleased.

Saturday, October 18, 2008

RAC: Scrap cars over 18 years old?

For a body that is often found fighting for the rights of the motorist and the car itself, the RAC's subsiduary, the RAC Foundation, has just released a confusing report suggesting that cars older than 18 years should be be scrapped in an attempt to "clean up" the roads. 18 years ago was the general time that the majority of cars started being fitted with catalytic converters. First impressions seem to suggest that cars older than this, then, are "dirty".

Whilst the RAC is not suggesting by any means that all cars older than this should immediately be destroyed, the report is still worrying, in that a body such as the RAC has a voice that can be heard by the government. The government aren't known for the subtlety by which they execute ideas, so I'm sure I'm not the only petrolhead who has images of a bill being passed through the Commons making all cars made before 1990 illegal.

Much of the RAC's report, available here (.pfd file) makes sense, but they worryingly refer to the scrapping plans increasing demand for new cars. This, in my eyes, has a few problems.

Firstly, the sort of people who own cars this old are either people who consider them classics, and therefore have deliberately bought them instead of buying a newer car, and those who struggle to afford even a car half that age so buy an older car through sheer necessity. Consumers in the first group are likely to be better equipped to keep their cars, under grounds that they're likely to be well-maintained and not too "dirty" anyway. Even if they do end up having to go to the scrapper, they might be in more of a position to afford something newer. Consumers in the second group might not be so lucky. Even with the small financial incentives that will be offered should any sort of scheme go ahead, they may not be able to reasonably afford a newer car. Many of either group might struggle to afford a new car, which is what the scheme is incentivising.

Secondly, the RAC keep referring to pollution as the CO2 figure (a trend echoed by the government). CO2 is directly proportional to fuel efficiency, so a car made in 1990 that does 30mpg will be producing roughly the same CO2 as one that's been made in 2008. The RAC provide figures showing that average CO2 has decreased by 16.4% since 1997, but this is much more indicative of the trend towards diesels than it is the trend for less polluting cars. And diesels produce very different particulates than the petrol engined cars that were more prolific back in 1990 anyway.

If we're to compare like-for-like, a 1990 BMW 318i should do around 35mpg in normal useage (and capable of much more), judging by various owners' reports found around the internet. The model that followed (91-98) did... 35mpg. The following model did a whopping... erm, 35mpg. The latest model (05-) does 38mpg according to official figures. Only the very latest version released this year, thanks to BMW's Efficient Dynamics program, climbs significantly to 47mpg (though it remains to be seen whether this is achievable in day-to-day use). The bottom line is that the CO2 rating will have stayed roughly the same for a good 17 years.


Old: 35mpg; New: only 3mpg better

This brings me onto the third point - that a car that's been well engineered in the first place (like the early 3-series above) and well maintained throughout its life will likely be kinder to the environment than many badly engineered and maintained vehicles half it's age. Not to mention that subsequent users aren't adding to the global carbon footprint by buying used, wheras new buyers are each contributing to the share of CO2 that the production of their car has caused, before the key has even been turned for the first time. Now obviously, it's unrealistic to assume that we should stop buying new cars to cut down on global CO2, but at the same time it's clear that scrapping anything older than 18 years is the answer either.

I'd personally be suggesting that pollution from any age of car could be reduced by additional driver training to enable people to extract the maximum efficiency from their chosen vehicles, but that's another subject for another day.

If you're the owner of an older car in the UK I wouldn't get worried just yet, but don't let that stop you thinking of some good excuses either...

Tuesday, October 14, 2008

Video: Motorcycle Wreck On Board

I don't think the guy was seriously hurt, maybe he learned a lesson?


Crazy Motorcycle Crash Caught on Dash Cam - Watch more free videos

Monday, October 13, 2008

More Thoughts on GM-Chrysler Merger

A few more thoughts on the possible merger of GM and Chrysler.

It sounds preposterous because it would add even more brands to GM's already confusing portfolio.  Consider:

  • Cadillac - Luxury
  • Saab - Euro Luxury
  • Buick - Soft near-luxury
  • Saturn - Euro basic / near luxury
  • Pontiac - "Sporty"
  • Jeep - Rugged go-anywhere SUVs and some rugged looking cars
  • Hummer - Rugged go-anywhere SUVs
  • Dodge - "Sporty" cars, manly trucks
  • GMC - manly trucks
  • Chevrolet - full line of basic transportation from small cars to trucks
  • Chrysler - full line of basic transportation from small cars to trucks
Chop too many brands and you starve your dealer network.  Keep too many and you get a big badge engineered mess, or lose efficiency.  The new religion in the industry is to be lean, simple, agile--picking up more brands is like going back to the 1990's.  

On the radio this morning, I heard an interview with the guy who broke the story in the New York Times, Bill Vlasic.  One theory, mentioned in the paper,  is that GM may be after a cash-out deal, where they get a pile of cash along with Chrysler.  This may make short term sense, but it would leave GM with the albatross of Chrysler's crummy products, legacy costs, UAW contracts.

Another possibility is that, somewhat like a star expanding into a huge red giant as it begins the final stages of its life, GM may be trying to grow into a company so huge it can not be allowed to fail.  The government would have to come with support, or risk an economic supernova (or black hole?).   

Also, it would make strategic sense in the long run for GM to off a major competitor.  By removing capacity from the system, it may ensure more business for GM in the future.

Sunday, October 12, 2008

10 Ways to Lower your Car Insurance Payments



cheap online car insuranceMany people buy their own cars because it makes life easier. However, many also struggle with the costs that come with maintaining a car especially when it comes to making car insurance payments. Many car owners are continuously in search for better ways to lower their car insurance premiums. What most do is simply search for companies that provide cheap car insurance. However, what many do not know is that they can save so much more just by following a few simple tips.

For those who aim to save on car insurance payments, the first thing to do is make sure to shop around every so often. In fact, the reason why six-month car insurance polices are most preferred is that it allows car owners to switch and buy car insurance from other providers at the soonest possible time. This means that it is important to continuously survey the insurance market to search for the cheapest car insurance around. Some people find that it is most effective to check out rates for car insurance online while others learn about the cheapest services from their friends and family. No matter what your preferred method for getting car insurance quotes may be, the bottom line is to find the best car insurance to not only suit your lifestyle but your budget as well. Many people who make this a practice report savings of over $300 on policies valid for six months. This would translate to so much more in a span of one year.

Another thing to consider when trying lowering your car insurance payments is to take the option for higher deductibles. Many car owners feel afraid to do this because choosing higher deductibles means shelling out so much more money in case they get into a huge accident. However, the logic behind choosing higher deductibles is pretty sound. Obviously, higher deductibles mean lower premiums. Therefore, lower car insurance payments. Car owners should not worry too much about higher payments when a major accident happens because minor accidents happen more often than major ones and when it comes to minor damages, car owners will still pay the same amount.

Many motorists prefer paying for their premiums in monthly installments because it allows them to shell out a relatively smaller amount at a given time and budget their car insurance payments along with the rest of their monthly expenses. However, what they do not realize is that even the cheapest car insurance providers add on administrative fees for each payment. Even if the additional amount is only $7 or so, for people paying their premiums at monthly installments, this could easily add up to $84 which they could have saved over the period of that one year

Another useful tip to help you lower your car insurance payments is to also look around for companies providing multi-line insurance. This means that you purchase all your insurance from the same company. Most insurers offer huge discounts for this. However, many people still try to look for cheap providers for each type of insurance they need. What they do not realize is that getting their car insurance and home insurance from just one provider can easily translate to about 15% savings.

Furthermore, if you think of yourself as a good driver and no evidence to prove otherwise can be gathered, here’s a good tip for you: look for car insurance providers that can reward you with big discounts simply because of your driving. In fact, some states such as California have made it illegal for car insurance providers to disregard good driving discounts. So, if you have not gotten yourself into any car accidents or received tickets for at least the past three years, do some research or ask around. You may qualify for lower premiums.

Nowadays, a lot of insurance companies will base the prices of their car insurance policies on your credit history. If you have been diligent in building a solid credit standing, then you stand a good chance on getting lower car insurance quotes when you buy car insurance. Aside from making sure unpaid bills don’t pile up, keep your credit balance as low as possible and don’t acquire more credit than you need. Keep your records updated and make sure to correct any errors so your credit history remains accurate.auto insuranceMany car insurance companies also offer discounts to people whose cars have safety features. Airbags, seatbelts, anti-lock braking systems and other factory-installed safety features on your car may help you find the cheapest car insurance you can get. Make sure you tell your insurer that you have such features installed on your vehicle when you get car insurance quotes.

Sometimes it pays to be diligent to the point of being anal. If you want the cheapest car insurance you can get, you should review your car insurance coverage to check for unnecessary expenses in it. If you’re not thorough you may be spending on additional coverage that you don’t need or already have. A perfect example would be towing services. Most, if not all, auto clubs provide such services yet this is part of most car insurance policies as well. So before you buy car insurance review the car insurance quotes you’ve gotten and eliminate all the unneeded expenses.

If you’re looking for cheap car insurance, look for insurers that give discounts to students and senior citizens. Some car insurance companies will offer discounts for students with good academic records and for drivers over the age of 50. Ask around or research on car insurance online, as well, if you have a college student in your family. Some insurers give discounts to parents with college-age children who go to school a certain distance away from home and don’t bring a car to their campus.

One last great tip to lower you car insurance payments is to use your car less. There are a lot of car insurance companies that will give you discounts if you keep the annual mileage on your vehicle low. So, evaluate how you use your car. If you make frequent short trips around town you might consider planning ahead and organizing all your errands so you can check all of it off your list in as few trips as possible.auto quoteOne thing to remember though is that car insurance companies may differ in what they consider to be low annual mileage, so do your research. If you think you might be able to lower your mileage then get updated car insurance quotes.

Following just a few of these recommendations will surely help you lower your car insurance payments. Remember, it is not always about finding the cheapest car insurance provider. Most of the time, it is simply about knowing your options and weighing them to find the perfect car insurance strategy for you.

Saturday, October 11, 2008

Video: Old Guy Backs Up Onto Cop Car

A 70 year old guy in Illinois is upset that he got a speeding ticket. He intends to speed away, but is in reverse, and winds up backing up onto the hood of the cop's car.


How To Get Jail Time For A Speeding Ticket - Watch more free videos